Co-operators Member Benefits

Elevating Co-ops, Enriching Members. 

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Co-operators Member Benefits Program

Co-operators has offered insurance plans to Canadian organizations for more than 75 years and is a leading Canadian-owned, multi-product insurance company. Their commitment to personalized service, together with the most recognized insurance brand in Canada, makes Co-operators a clear choice for our members’ insurance needs. Co-operators is proud of its cooperative heritage and is committed to the collaborative and mutually beneficial relationships shared with the AFREA and other cooperatives.

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Save on insurance and protect what matters with the Members Benefits Program

Why is Co-Operators Right For You

Exclusive insurance coverage and savings for members of the Alberta Federation of Rural Electrification Associations (AFREA)

Enhanced Home Insurance Coverage

For example, get Claims Forgiveness automatically on your eligible Home policy, which means that your first home claim has no impact on your policy or premiums.

Enhanced Commercial Coverage

This exclusive Commercial Advantage Endorsement provides more than 30 additional coverage extensions and is included for members with property coverage.

Preferred Rates for Farm and Home Coverage

Receive up to a 5% base rate savings on eligible Farm and/or Home Policies.

Savings on Travel Insurance

Up to 10% on eligible policies. Coverage is available worldwide 24 hours a day, 365 days a year and also applies to non-medical coverage such as trip cancellation and loss of baggage.

Auto Insurance

At a preferred rate, depending on your province.