Co-operators Member Benefits

Elevating Co-ops, Enriching Members. Unleash the Power of Member Benefits.

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The Co-operators Member Benefits Program

The Co-operators has offered insurance plans to Canadian organizations for more than 75 years and is a leading Canadian owned, multi-product insurance company. Their commitment to personalized service, together with the most recognized insurance brand in Canada, makes The Co-operators a clear choice for our members’ insurance needs. The Co-operators is proud of its cooperative heritage and is committed to the collaborative and mutually beneficial relationships shared with the AFREA and other cooperatives.

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Save on insurance and protect what matters with the Members Benefits Program

Why is The Co-Operators is Right For You

Exclusive insurance coverage and savings for members of the Alberta Federation of Rural Electrification Associations (AFREA)

Enhanced Home Insurance Coverage

For example, get Claims Forgiveness automatically on your eligible Home policy, which means that your first home claim has no impact on your policy or premiums..

Enhanced Commercial coverage

This exclusive Commercial Advantage Endorsement provides more than 30 additional coverage extensions and is included for members with property coverage.

Preferred Rates for Farm and Home Coverage

Recieve up to a 5% base rate savings on eligible Farm and/or Home Policies

Savings on Travel Insurance

Of up to 10% on eligible policies. Coverage is available worldwide 24 hours a day, 365 days a week and also applies to non-medical coverage such as trip cancellation and loss of baggage.

Auto insurance

At a preferred rate, depending on your province.